Your Score, Every Month
See your credit score on a simple 300–900 dial, with a plain-English rating — Poor, Fair, Good or Excellent — refreshed every 30 days.
6-Month Score Trend
A clear line chart of where your score has been. Watch it climb month after month as your repayment habits improve.
Checking Is Always Safe
Scorebook uses a soft enquiry. Looking at your own score inside the app never lowers it — check it as often as you like.
Everything behind your credit score
Not just a number — the full picture, explained the way a shopkeeper would want it explained.
Credit Score Dashboard
Your score on a colour-coded dial, the rating band it falls in, and the exact date your next refresh is due — all on the first screen.
Full Credit Report
Every loan, credit card and account reported against your name, with balances, limits and repayment history in one readable list.
Score Factors
Credit usage, payment history, credit age and recent enquiries — each scored Low / Good / Excellent so you know what to work on first.
Change Alerts
Get notified when your score moves, a new account appears on your report, or a lender runs an enquiry against your name.
Insights & Tips
Simple, practical suggestions based on your own report — pay this card down, keep that old account open, space out new applications.
Offers For Your Band
Browse loan and credit-card options that match your current score band, so you apply where you actually stand a chance.
Your score in under a minute
Verify yourself
Enter your name, mobile number, date of birth and PAN. Confirm the OTP sent to your phone — that's the whole sign-up.
See your score & report
Scorebook fetches your score and credit report from a licensed credit bureau and lays it out in one clean dashboard.
Track it every month
Refresh each month, follow the trend line, act on the insights, and watch the number move in the right direction.
Anyone who will ever need a loan
What the number actually means
Credit scores in India run from 300 to 900. Here's roughly how lenders read them.
Most lenders will decline. Focus on clearing overdues and paying on time.
Approval is possible but interest rates will be on the higher side.
Comfortable territory. Most mainstream loans and cards open up here.
Best rates, higher limits, and far faster approvals from lenders.
Bands are indicative. Every lender sets its own criteria, and your score is one of several factors in any credit decision. Scorebook is a score-tracking tool — it is not a lender and does not provide financial advice.
Stop guessing your credit score.
Scorebook gives you the score, the report, and the reasons behind it — refreshed every month, built and supported in India.
Download Scorebook →