Passbook · FAQ
Frequently Asked Questions
Quick answers about the Passbook transaction tracker app.
What are the benefits of Passbook?
- Total credits and total debits across all your accounts at a glance
- Every bank account and credit card with its own balance, money in and money out
- A full, dated transaction passbook built automatically from your SMS
- Search and filter to find any transaction in seconds
- No manual entry — Passbook reads the payment SMS you already receive
- Works fully offline; your data never leaves your phone
How does Passbook get my transactions?
Passbook reads the bank and UPI payment SMS that already arrive on your phone — messages from your bank and payment apps about credits, debits and card transactions — and automatically turns them into passbook entries with the amount, date and account. You never have to type anything in.
Does Passbook need my bank login, ATM PIN or UPI PIN?
No. Passbook never asks for your bank login, card number, ATM PIN or UPI PIN, and it does not connect to your bank. It only reads the transaction SMS on your device. Please keep your PINs and passwords private — no genuine app needs them to track your spending.
What is included in the Passbook subscription?
- Automatic credit and debit tracking from SMS
- All your bank accounts and credit cards in one place
- Total credits, debits and per-account balances
- Full, searchable transaction passbook
- Offline, on-device processing
- Customer support via email and phone
How much does Passbook cost?
Passbook is available on a single monthly plan: ₹249 / month, which unlocks automatic tracking, all accounts, balances and the full transaction passbook. The subscription auto-renews each month via UPI AutoPay until you cancel. There is no free tier.
Can I cancel my subscription anytime?
Yes. Cancel from inside the app or directly via your UPI AutoPay app at any time. Your access continues until the end of the current paid month. See our Refund Policy for the formal terms.
Is my data safe with Passbook?
Yes. Passbook reads and processes your SMS entirely on your own device. Your messages, balances and transactions are not uploaded to any server, and are never sold or shared with advertisers or any third party. See our Privacy Policy for full details.
Does Passbook work without internet?
Yes. Because everything is processed and stored on your phone, Passbook works fully offline. You do not need an internet connection, an account or a login to see your passbook.
Who is Passbook for?
Passbook is built for Indian shopkeepers, small business owners, self-employed professionals and anyone who uses more than one bank account or card and wants a single, automatic record of every rupee that comes in and goes out — without the effort of a manual expense diary.
Still have questions?
Email us at support@kiranaapps.com or call +91 85954 04595.
Download Passbook on Google Play →